"A mind once stretched by a new idea never regains its dimension."
Vasectomy--how to convince our insurers to reimburse FPs?
Didn't expect to get so ticked off reading this particular string...I feel everyone's pain. Read on if you want a laugh or to share my sad story, and hopefully some of you won't make the stupid mistakes I made (especially any of you military FP's planning to start civilian practices).
I started doing vasectomies as a medical student in the late 1980's and actually it was the lure of procedures like this that made FP so appealing to me, then became a pretty good at it, so that by the time I was a PGY2 Resident I was teaching other resident's and staff. Being Air force trained and serving from 1990 to 2002 I was isolated from the civilian woes of reimbursement and malpractice. At every Air Force Base I served, I became the "Vas" doc and by the time I left the Air Force I had done well over 700 vasectomies. I very much looked forward to performing vasectomies in private practice and when I started in August 2002 with a fairly large multi-specialty group in Hampton Roads, VA (45 docs, of which 35 are FP's spread out over 8 offices), I requested that my office purchase the necessary instruments (no scalpel set, hyfrecator, etc.) so that my "Vas" doc days could continue. Like an idiot I did not really look closely at the malpractice policy that I was given, mainly because my premiums were about 9K and my colleagues in my office who do not perform vasectomies were also around 9K.
Vasectomy patients were SLOW to come (probably should have advertised... but that's another story) mainly because in my area there are urologists everywhere and FP's "just don't do vasectomies", so the word of mouth referrals and networking that I benefited from in the Air Force was gone. In the fall of 2003, after only performing about 15 vasectomies for the entire first year of civilian life, my new malpractice premium rose to 17K, while my colleagues only rose to about 11-12K. My practice administrator (who I call the financial numbers guru) explained my rate was higher because I did vasectomies. I figured I could handle the extra 5K in premium, so long as my Vasectomy volume picked up. Another year passed, and in Fall of 2004 (only did 20 vasectomies in previous year with average reimbursement of $450), I was shocked to see my premium jump to 26K!!!!
This just didn't seem right to me....I thought "How could I be getting so screwed by performing a procedure that I love to do, that I am highly proficient at doing, and have had NO patients with any complications,...knock wood?". By this time, I was successful enough at the other aspects of my practice that I was asked to join the practice as a partner, and I became privy to some of the malpractice rates of the specialists in our group. Now I got even more inflamed. The average premium for all the FP's (other than me) was $10-12K, the 2 urologists in our group were $22K & $27K, and the general surgeons (3) were all around $46-52K. It quickly became clear that I was being considered a "urologist". What's even more amusing, the average annual income of these 2 urologists is well over $400K, compared to my $120K. So I called GE Medial protective and asked what the &^%$ was going on, and was informed that, because I perform vasectomies, I am considered a urologist and my malpractice premiums were always configured that way...as a urologist from 2002 to the present. Apparently, the lower rates I had in 2002-2003 would have been much lower if I did not do vasectomies, but I did not pay any attention to it because the rates were in line with my FP colleagues. I looked at the numbers and estimated that I would have to perform a minimum of 30 vasectomies annually just to break even, and this was not going to happen in my current practice setting. So, on November 1st, 2004, I stopped performing vasectomies and my premium was reduced to about $12K. GE Medical Protective normally charges a $15,000 fee for making such a change (I'm not fully sure I understand why they do this) but I argued strongly that I did not have any clue that I was being considered a urologist from 2002 to 2004, and they "graciously" waved the charge. So now, as my vas instruments gather dust, my hyfrecator has become the best tool for SK's, telangiectasias, skin surgery, etc that my colleagues have ever seen....I reminisce about the days when I was the "Vas" doc, and fume underneath my collar when I have new/established patients present to me requesting a vasectomy and I send them to the 2 urologists in my group!
So what did I learn from all this:
1) Military FP's are ignorant. We are sheltered from the vicious world of insurance reimbursement, E&M Codes and malpractice. Any military FP's MUST learn this stuff before they reach the real world.
2) The malpractice system is inherently unfair to FP's. They don't know what to do with us. If we do any procedure(s) that a specialist does, we get hit with the specialists MP rate....this is total BS.
3) We must do something proactive that will allow FP's to have malpractice premiums that not only reflect what we do, but are in-line with our incomes. An FP that has an annual income of $120-150K should not have to pay 20% of his/her income for MP coverage, when a urologist who makes $400-500K pays only 5% of his income for MP....and does procedures with incredibly higher levels of risk associated. Totally makes no sense.
Well, rather than keep venting and fuming....I'll end my rambling.
If there is anyone out there who has a similar plight to mine and has managed to figure out a way to get back to performing vasectomies....let me know.
Kind regards,
Bob
Robert P. Butcher, MD, FAAFP
REPLY:
Step One:
Construct a one page resolution for your local chapter of the AAFP. After obtaining their sponsorship, take it to your local state Congress of Delegates. Once it passes there it can be brought to the national congress in San Francisco or next year in Washing DC for consideration by the national congress.
Step Two:
Think public relations and the need of media for human interest stories. Plug in your creativity and construct a press release. "WOMEN SUFFER NEEDLESS AND EXPENSIVE BTL SURGERY BECASUE OF INSURANCE DISCRIMINATION AGAINST FAMILY PHYSICIAN!!"
Step Three:
Take this to your church.
Step Four:
Consider investing some of your own money in social reform on behalf of your children's future. Place a quarter page ad in the local newspaper. Run it monthly for 4 months.
Step Five:
Write your state and federal legislators. Here's another reason to place patient education materials in your waiting room.
Step Six:
Keep the faith. Non Illegitimi Carborundum!
Wm MacMillan Rodney MD
Adjunct Professor of Family Medicine
Adjunct Professor Surgery/Emergency Medicine
Meharry/Vanderbilt School of Medicine
Medicos para la Familia
Memphis and Nashville, Tn.
www.psot.com